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WhatsApp & Instagram Payments

Get Paid Faster on WhatsApp & Instagram.

Accept payments instantly inside chat.

Convert Instagram DMs, comments, and WhatsApp conversations into sales—without redirects or app switching. Send payment links, collect payments, and auto-send receipts in one seamless flow. Turn conversations into completed, trackable transactions.

Start Payments
WhatsApp Payments
Payment Links

Payment Links

Generate secure payment links instantly and share them directly in chat.

Multiple Currencies

Multiple Currencies

Accept payments in multiple currencies and sell to customers worldwide.

Payment Methods

Payment Methods

Support credit cards, debit cards, UPI, wallets, and bank transfers.

Refund Management

Refund Management

Process refunds directly from chat with full transaction visibility.

Payment Tracking

Payment Tracking

Track payment status, pending transactions, and payment history in real time.

Integration Ready

Integration Ready

Connect easily with your accounting, CRM, and inventory systems.

01

In-Chat Payments for WhatsApp

Enable customers to pay directly inside WhatsApp chats

No redirects, no app switching, no friction—just a smooth, in-conversation payment experience. Reduce drop-offs, keep conversations flowing, and close payments faster.

In-Chat Payments for WhatsApp
02

Multiple Payment Gateways

Accept payments seamlessly across WhatsApp

Connect leading gateways like Stripe, Razorpay, and more—all from one platform. Support multiple currencies and payment methods to serve customers globally and close more sales from every conversation.

Multiple Payment Gateways
03

Payment Automation for WhatsApp

Automate the entire payment flow across WhatsApp chats

Send payment links automatically, set up recurring payments, trigger reminders, and generate receipts—without manual effort. Eliminate follow-ups, reduce admin work, and let payments run on autopilot.

Payment Automation for WhatsApp

Payment Features That Convert

Everything you need to accept and manage payments seamlessly inside WhatsApp chats and Instagram DMs.

Payment Links

Payment Links

Generate secure payment links instantly and share them directly in chat.

Premium features for high-performance payment links workflows.
Fully integrated with your existing payment infrastructure.

Real Payments. Real Revenue.

See how businesses use WhatsApp and Instagram Payments to increase conversions and get paid faster—directly inside chat.

Product Sales

Sell products through WhatsApp chats and Instagram DMs with instant in-chat payments.

1
Customer browses
2
Selects product
3
Receives payment link
4
Pays in chat
5
Gets receipt

Service Payments

Collect payments for services, consultations, and subscriptions without manual follow-ups.

1
Service completed
2
Invoice sent in chat
3
Customer pays
4
Payment confirmed
5
Records updated

Recurring Billing

Automate recurring payments for subscriptions and memberships across WhatsApp and Instagram.

1
Subscription set up
2
Payments scheduled
3
Auto-charge customer
4
Receipt sent
5
Renewals tracked
Instagram Payments

Accept Payments from Instagram

Turn Instagram comments and DMs into payments by sending secure payment links directly in chat. Customers tap the link, complete the payment on a secure page, and receive an instant confirmation message in their DM.

How it works

1

Customer Reaches Out

Customer sends a DM or comments on your post expressing interest in your product or service.

2

Send Payment Link

You send a secure payment link directly in Instagram DM — no redirects, no friction.

3

Customer Completes Payment

Customer taps the link, lands on a secure payment page, and completes the transaction seamlessly.

4

Instant Confirmation

Payment confirmation is sent instantly in DM — both you and the customer are notified in real time.

Trusted by Growing Businesses

Helping Businesses Improve Customer Engagement. See how teams use WhatsApp and Instagram automation to improve response times, engagement, and conversions.

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Genuine Reviews from Growing Businesses

See how businesses across India use Ownchat to improve customer engagement and conversions.

We have been working with the Ownchat team for the past two years. Earlier, we received 1500–2000 chats per day and couldn’t handle them manually. After implementing Ownchat, we now use an automated chatbot that instantly responds to customers and handles queries on time. We no longer miss customer messages, and our business continues to grow every day. Their customer success team is always available and provides excellent support whenever we need it.

Building Doctor

Vijay

Building Doctor

The Ownchat team is approachable, open to suggestions, and genuinely focused on improving the product experience for their users.

Uzhavarbumi

Senma S.

UzhavarbumiManagement Trainee

Ownchat helps us take orders directly on WhatsApp, eliminate delivery aggregator commissions, and stay connected with our customers for support and feedback — all in one place.

Tositos

Gayathri

TositosCo-founder

Ownchat lets us use WhatsApp programmatically while providing a very user-friendly chat interface. Having customer information directly inside the chat helps our agents resolve issues faster, even while managing hundreds of customers and thousands of messages daily. The setup process was smooth, and the team was extremely helpful.

Oorani Labs

Adi S.

Oorani LabsFounder

We switched from another WhatsApp API to Ownchat, and running campaigns is now much easier. Our WhatsApp operations are organised and clear.

Uzhavarbumi

Mano

UzhavarbumiCustomer Success Manager

Very good experience handling bulk data. The team is friendly and provides quick responses whenever we need support.

Even More Foods

Kowsalya

Even More FoodsCo-Founder

Plug AI Into Your Own Data & Integrations

Connect Ownchat workflows with your favorite tools and platforms. From e-commerce to CRM, POS to analytics — automate everything.

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Ready to Get Paid Faster?

Start accepting payments on WhatsApp and Instagram today.

14-Day Free Trial
No Credit Card Required
Setup in 10 Minutes